The CFP™ Web-based Program Courses

Course 101: Financial Planning Principles Financial Planning Principles provides an overview of financial planning. This course is designed to provide the basics of understanding the complete financial planning process. Topics Include: Personal financial planning concepts Comprehensive Financial planning process Due Diligence

Course 201: Retirement Planning This course provides a detailed look at how clients plan for retirement, how they use their financial assets during retirement, and how they make financial decisions related to retirement. Clients look to their Financial Planners to provide expert guidance on the many issues involved in retirement planning. This requires the planner to acquire the knowledge, judgement, and expertise to understand the retirement planning process, the various private and government pension arrangements, investment products for retirement, any income tax implications, and numerous strategies. The course begins with an overview of retirement planning with case studies followed by a detailed look at pensions. It then examines the characteristics of registered retirement savings plans to understand how they are used in accumulating funds for retirement. It then explores the taxation of retirement income and investment planning, along with tax planning opportunities that are available. Topics Include: Introduction to Retirement Planning Government Sponsored Retirement Income Programs Employer-sponsored Pension Plans Deferred Profit Sharing Plans and Registered Retirement Savings Plans Foreign Property Education Planning Taxation during Retirement Post-retirement Planning Retirement Savings Plans Retirement Decisions Prerequisites: None Suggested study time: 70 - 100 hours Language offered: English

Course 202: Income Tax Planning This course provides a detailed look at how business and financial assets are used to acquire and preserve wealth. Clients look to their Financial Planners to provide expert guidance on the many issues involved in managing business and investment assets. This requires the planner to acquire the knowledge, judgement and expertise to understand the economic issues, business activities, investment products, any income tax implications and numerous strategies. The course examines how various business forms (including proprietorships, partnerships and corporations) are structured and taxed and how they can be used to generate wealth for the owner/manager or the passive investor. It reviews the taxation of employment income and benefits with an emphasis on looking for ways to increase an individual?s compensation without necessarily increasing the individual?s taxable income. This course also explores the taxation of investment income, including property income, interest, dividends and capital gains. It also reviews the important deductions available for various income sources. This is followed by a discussion of how an individual can make use of the different tax advantages available to maximize his or her wealth accumulation. Topics Include: Introduction to Income Tax Planning Proprietorships and Partnerships Corporations Income Tax Compliance, Planning and Research Taxation of Employees and Alternative Minimum Tax Taxation of Property Income Taxation of Capital Property Making Use of Tax Advantages Prerequisites: Retirement Planning or approved equivalent Suggested study time: 70 - 100 hours Language offered: English

Course 203: Strategic Investment Planning Clients look to their Financial Planner to provide expert guidance on the many issues involved in risk management and estate planning. This requires the planner to acquire the knowledge, judgement and expertise to understand the risk management and estate planning processes, the various insurance products, any income tax implications and numerous strategies. This course provides a detailed look at the risk management process and the insurance products that are available to manage risk. It looks at the risks of disability, legal requirements of insurance policies, application of the risk management process, death, property and liability losses. The Strategic Investment Planning course also examines the estate planning process and the many considerations and strategies involved in developing an estate plan. It addresses the tools of estate planning including property interests, family law, intestacy, probate, wills, powers of attorney, taxation upon death, trust and estate freezes. It then examines special considerations in estate planning such as non-traditional families or household units. Topics Include: Strategic Investment Planning Guaranteed, Interest-producing Investments Bonds and Debentures Common and Preferred Shares Fundamental and technical Analysis Financial derivatives Mutual funds Real Estate and Tax Shelters Investment Theory Financial Economics Prerequisites: Retirement Planning or approved equivalent Suggested pre-requisite: Income Tax Planning or approved equivalent Suggested study time: 70 - 100 hours Language offered: English

Course 204: Risk Management and Estate Planning The Risk Management and Estate Planning course provides a detailed look at the risk management process and the insurance products that are available to manage risk. It looks at the risks of disability, death and property and liability losses. This course also examines the legal requirements of insurance policies and the application of the risk management process. Topics Include: Risk Management Risk of Disability Health and Long-term Care Insurance Risk of Death Risk of Property and Liability Losses Insurance Contracts and Risk Management Introduction to Estate Planning Family Relationships, Support Obligations and Family Property Wills and Powers of Attorney for Property Living Wills, Forms of Property Interests, Intestacy and Probate Personal Trusts Estate Planning in Special Situations Death and Taxes Prerequisites: Retirement Planning, Income Tax Planning Suggested pre-requisite: Strategic Investment Planning Suggested study time: 70 - 100 hours Language offered: English

Program Review and Evaluation This course builds on course material from the complete program providing a review of all learning material. The content integrates diverse course topics into case studies that reflect the wide-ranging challenges faced by financial planners dealing with various client scenarios This evaluation will provide a tool that assesses learner?s competencies and suggests areas where the learner should focus more energy as part of the review process. The evaluation component also helps prepare learners for the CFP? examination.

CIFP on the WebTM Program Examination This Proctored examination assists learners to prepare for the CFPTM examination administered by the Financial Planners Standards Council. This 4-hour examination exposes learners to the same types of questions, time constraints and expectations as the CFPTM examination. Upon successful completion of the 4-hour program examination, graduates have satisfied the education requirement necessary for sitting the 6-hour Certified Financial PlannerTM Examination administered by the Financial Planners Standards Council.